There are 15,000+ independent RIAs managing between $15M and $150M. They're too small for enterprise platforms. Too sophisticated for robo-advisors. Too ambitious to stay where they are.
Legacy TAMPs were built for a different era — batch-processed trades, rigid model marketplaces, one-size-fits-all technology, and fees that eat into the advisor's value proposition.
Institutional-grade OMS/EMS powered by Bloomberg. Best execution at 97.7% at-or-better than best available price. Real-time order management across multiple custodians. Signal processing from external providers — a capability no competitor offers.
AI-native risk assessment, financial planning, income planning, and annuity analysis. Behavioral profiling across 11 dimensions. Advisor CRM essentials built in. Every client gets a personalized risk blueprint — not a questionnaire score.
The industry's most comprehensive billing module. Full lifecycle management: fee configuration, calculation preview, household-level invoicing, advisor splits, custodian export, and complete audit trail. Eliminates the manual billing grind.
17 managers. 100+ strategies. AI/ML-powered, quantitative, passive, and direct indexing options. Minimums as low as $500. The most diverse strategy marketplace available to independent advisors — and growing.
One platform, every custodian. Schwab, Interactive Brokers, Axos, and Apex live today. Extensible architecture adds new custodians rapidly — advisors never choose between clients and custody.
True multi-sleeve portfolio construction with a 3-tier hierarchy. Advisors blend their own models with third-party strategies at the sleeve level. Household rebalancing with cross-account optimization and asset location intelligence.
Key differentiator: TradeX is the only TAMP execution system with native signal ingestion from external quantitative providers. No competitor — Orion, Tamarac, or RedBlack — offers this capability.
riskDNA replaces the checkbox questionnaire with an AI-powered behavioral profiling engine. Every client gets an 11-dimension behavioral DNA profile that maps to precise portfolio construction — not a generic risk score.
Guided intake captures behavioral signals — not just "conservative/moderate/aggressive"
AI engine maps responses across 11 behavioral dimensions into a unique client DNA profile
13-sleeve strategic allocator maps DNA to target allocations with plain-English rationale
Continuous drift detection, sentiment analysis, and proactive rebalancing recommendations
Free for advisors. Funded by the manager marketplace.
Ai Funds, Ai Alpha, Qraft Technologies, StockSnips — deep learning, NLP sentiment, factor rotation
Thor Financial Technologies, BX Partners, Scarecrow Trading — signal-driven, systematic strategies
BlackRock, Vanguard, iShares — institutional-grade target allocation and index strategies at 0% manager fee
Global Macro Asset Management — compact direct indexing with tax optimization for large cap and innovation
11 pre-built UMA strategies combining AI + quantitative + passive in multi-sleeve construction
Nationwide/Thor IOVA series, Vanguard Tax-Efficient, Ai-TaxO — purpose-built for tax alpha
Extensible architecture designed to onboard new custodians rapidly. One login for the advisor. Unified portfolio view. Unified trading. Unified reporting.
Cross-account optimization, asset location, wash sale detection, household-level drift monitoring
Per-account model assignment, individual restrictions, custodian-specific rules, DNT controls
Multiple strategies within a single account. Blend your own models with third-party AI/ML strategies. True UMA construction.
Superior to all competitors' tagging approaches — Orion, Tamarac, and RedBlack offer basic sleeve or tag-based systems.
Firms, subfirms, users, households, accounts, AUM, holdings, performance — all accessible programmatically. Real-time data feeds for portfolio monitoring and reporting.
Billing, fee structures, strategies, models — the full operational backbone exposed via API. Build custom integrations, reporting workflows, and client portals.
Every platform capability is API-first. Third-party systems, advisor tools, and custom applications connect directly. No middleware. No workarounds.
Advisors own their data. Always exportable. Always portable. The API ensures no advisor is ever locked in — their enterprise value stays intact regardless of platform.
Every UX Wealth partner firm gets a full AI-powered business transformation. Not a PDF guide. Not a webinar. A complete overhaul that turns a $30M practice into a $300M institution.
Logo, visual identity, brand guidelines — designed to compete with wirehouses
Modern, conversion-optimized website that positions the advisor as a market leader
Social media strategy, content calendar, thought leadership positioning
Automated market commentaries, client reports, review prep — branded to the firm
Onboarding, paperwork, compliance workflows automated end-to-end
AI tools configured for their practice — not generic chatbots, but firm-specific intelligence
"I almost cried when I saw the new website. I finally looked like the advisor I've always been." — UX Wealth Partner Firm
| Capability | [UX] Wealth | Envestnet | Orion | AssetMark | GeoWealth |
|---|---|---|---|---|---|
| AI-Native Risk & Planning | riskDNA ✓ | Bolted on | Bolted on | Bolted on | ✗ |
| Signal Processing (Quant) | 11,700+/day ✓ | ✗ | ✗ | ✗ | ✗ |
| Multi-Custodian | 4 live + 1 building | ✓ | ✓ | Limited | ✓ |
| 3-Tier Sleeve / UMA | Superior ✓ | Basic | Basic | Basic | Basic |
| Bloomberg OMS/EMS | ✓ | ✗ | ✗ | ✗ | ✗ |
| Full AI Business Transformation | Every firm ✓ | ✗ | ✗ | ✗ | ✗ |
| 4-Level DNT Controls | ✓ | 2-level | 2-level | Basic | Basic |
| Open API (161 endpoints) | ✓ | Partial | Partial | Limited | Partial |
| All-In Cost to Advisor | 35–50 bps | 65–90 bps | 55–80 bps | 60–85 bps | 45–65 bps |
| 100% Proprietary Code | ✓ | Acquired stack | PE-assembled | Mixed | ✓ |
The "Forgotten RIA" segment — $15M–$150M firms — is the fastest-growing and most underserved segment of the independent advisory market. These firms are actively looking for technology partners who treat them like institutions, not afterthoughts.
They got into this business for a reason. We remove the operational grind so they can rediscover the joy of advising.
AI is coming. Fee compression is real. They feel like they're falling behind. We make them unstoppable.
A $30M RIA gets the same firepower as a $3B wirehouse team. Bloomberg execution. AI models. Institutional brand.
Full data ownership and portability. Their business is actually worth something. Real enterprise value they can sell.
"I wasn't looking to switch. I was looking to solve one problem: clients split across Schwab and Interactive Brokers. UX Wealth fixed that in the first week. But then the Model Marketplace happened — I started blending my own allocation with two AI strategies, and my quarterly reviews turned into the best client conversations I've had in a decade." — UX Wealth Partner, former Envestnet client
UX Wealth is building the operating system for independent wealth management. Every capability an advisor needs — trading, risk, planning, billing, compliance, marketing, AI — unified in a single platform, at a fraction of the legacy cost.
Built the platform. Proved the model. Grew to $2.5B AUM, 50+ firms, 235 advisors. Named America's Best TAMPs.
riskDNA goes live. BillX launches. Manager marketplace expands. FINRA 26-03 opens the floodgates for advisor transitions.
Scale to 500 partner firms. $25B+ AUM. National sales coverage. The platform every Forgotten RIA turns to first.
The AI-native platform that defines the next generation of wealth management technology. The Bloomberg terminal for independent advisors.